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Who We Are

MicroNaira started with a personal goal to break through the micro loan barriers that impede small businesses to be successful. If you have ever looked for small business loan you would understand the pain and the enormous amount of time and effort into the business loan process. Chances of getting approved for a small business loan are very slim if you do not have great credit or 100% collateral. And even if you are approved for a loan, you may have to wait for months to receive the funds.

We recognize that there are many aspiring entrepreneurs in the community who have reasonable business ideas and possess many of the characteristics necessary to become a successful small business operator, and those already in business but needing to just buy time to get their business on track. Many of them do not qualify for credit from the existing small business lenders, both traditional and alternative. This may be because they have no collateral, no credit or a damaged credit history, or because the size of the loan they seek is below the threshold of existing programs.

What We Do

MicroNaira exists to help small businesses with micro money lending. We simplify the process, provide the speed and convenience necessary to getting the money you need, in time to start or run existing small business. Our goal is to help you stay in business so we can stay in business.

We specialize in loans from $5,000 to $100,000+ for business equipment financing and working capital, with solutions that include:

  • Less paperwork and no bureaucracy.
  • Hassle free loan services.
  • Fast turnaround time.
  • Customized terms and conditions.
  • Character-based loans.

 

Simply put: if you don't succeed, we won't succeed.


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